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508 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 508 E Lake St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$33,500 (Aug 1990)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-05-102-029

Property Details

APN / Parcel Number

Primary APN52-19-05-102-029

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Street Address508 E LAKE ST
CityPETOSKEY
StateMI
Zip49770-2521
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP O-S
Legal DescriptionFRANCIS PETOSKEY'S ADDITION W 32 FT OF E 1/2 OF LOTS 5 & 6 BLK 1 SECTION 5, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionFRANCIS PETOSKEYS ADD
Legal Block1
Legal Lot Number5-6
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2004
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Mitchell Street Historic District
listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address501 E MITCHELL ST, PETOSKEY, MI 49770-2625
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1990 · Amount on Record
Deed SaleAug 1, 1990 · Amount on Record
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address508 E LAKE ST, PETOSKEY, MI 49770-2521
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 E LAKE ST, PETOSKEY, MI 49770-2521

Mortgage

Document Number0000001227/0000000026
DateNov 10, 2020
Book Page0000001227/0000000026
Instrument5179975
Lender
NamePRESBYTERIAN CHURCH
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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