517 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 517 E Lake St, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.207 acres (9,049 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2009)
Tax Bill	$4,072 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-102-043`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-102-043`

Exterior

Lot Area	9,049 sqft (0.207 acres)

Location & Zoning

Street Address	517 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANCIS PETOSKEY'S ADDITION COM AT SW COR OF LOT 1, BLK 2, TH N 60.82 FT, E 66.89 FT, N-73-20-11-E 12.63 FT, N 6.87 FT
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	FRANCIS PETOSKEYS ADDITION
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1076
Census Tract	970700

Owner

Source: Emmet County records · APN 52-19-05-102-043

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	517 E LAKE ST, PETOSKEY, MI 49770-2520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2009 · Amount on Record
Deed Sale	May 05, 2009 · Amount on Record
Prior Sale	Jan 31, 2003
Deed Document Number	20095065567
Deed Book / Page	1113 / 123
Last Transfer Date	Jul 01, 2025
Transfer Doc	001268/182
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	517 E LAKE ST, PETOSKEY, MI 49770-2520
Transaction Type	Mortgage
Record Updated	Jun 03, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E LAKE ST, PETOSKEY, MI 49770-2520

Mortgage

Document Number	0000001220/0000000329
Date	Mar 30, 2020
Book Page	0000001220/0000000329
Instrument	5173273

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,600 (+27.59%) Land $275,600	$551,200 (+27.59%) Land $551,200
2025		$216,000 (+20.33%) Land $216,000	$432,000 (+20.33%) Land $432,000
2024	$4,072.00
2023		$179,500 Land $179,500	$359,000 Land $359,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.