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434 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 434 E Lake St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details1,485 sqft · built 1950
Lot Size0.048 acres (2,082 sqft)
OwnerCompany Name on File
Tax Bill$4,757 (2024)
Flood ZoneZone X (minimal risk)
APN52-19-05-101-041

Property Details

APN / Parcel Number

Primary APN52-19-05-101-041

Interior

Units3 Units
Stories1 Story
Building Area1,485 sqft Total Area
1st Floor Area1,485 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Fire ResistanceMasonry Walls, Wood Interior
Lot Area2,082 sqft (0.048 acres)

Location & Zoning

Street Address434 E LAKE ST
CityPETOSKEY
StateMI
Zip49770-4400
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP B-2
Legal DescriptionPT OF LOTS 7 & 8 BLK 1, SHAW & MC MILLAN'S ADDITION; BEG AT NE COR OF LOT 8, BLK 1 OF SD PLAT, TH ALG N LN OF LOT 7, E 25 FT, TH S0?1'E 96.17 FT, TH S89?23'W 12.32 FT, TH N0?37'W 43.30 FT, TH S89?23'W 30.24 FT, TH N0?1'W 53.33 FT, TH ALG N LN OF SD L
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionSHAW & MCMILLANS ADD
Legal Block1
Legal Lot Number7-8
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2005
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Mitchell Street Historic District
listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

434 E Lake St, a commercial property, is owned by a company that acquired it in June 2012.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address912 RAMBLEWOOD DR, ROCHESTER, MI 48307-6066
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2012
Deed SaleJun 26, 2012
Prior SaleOct 1, 2000
Deed Book / Page1146 / 417
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,800 Building $133,800$267,600 Building $267,600
2024$4,757.00
2023$120,200 Building $120,200$240,400 Building $240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 E Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 E Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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