Schenectady County and Schenectady City property record for 455 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,062 sqft · built 1960 |
| Lot Size | 0.292 acres (12,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2025) |
| Tax Bill | $6,161 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.62-2-27 |
| Primary APN | 421500 60.62-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,750 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 455 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND 325 1 WOOD & GAR |
| Legal Subdivision | REVISED MAP OF WOODLAWN |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.62-2-27
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 POENTIC KILL WAY, 149, SCHENECTADY, NY 12306-6892 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Dec 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage KEY BANK NA |
| Nov 09, 2018 | Grant Deed, Transfer · Conventional with PMI KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Nov 09, 2018 · Amount on Record |
| Deed Document Number | 202528034 |
| Deed Book / Page | 2161 / 530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Document Number | 0000049429 |
|---|---|
| Date | Aug 20, 2024 |
| Book Page | 5390/898 |
| Instrument | 202449429 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 26, 2025 |
| Property Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Document Number | 0000028034 |
| Instrument Date | Sep 28, 2025 |
| Instrument | 202528034 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Name | Verified Name |
|---|---|
| Address | 810 POENTIC KILL WAY APT 149, 149, SCHENECTADY, NY 12306-6892 |
| Document Number | 0000028035 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 202528035 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Document Number | 0000041472 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 5054/928 |
| Instrument | 202041472 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 09, 2018 |
| Property Address | 455 CHISWELL RD, SCHENECTADY, NY 12304-3809 |
| Document Number | 0000049737 |
| Book / Page | 001999 / 000665 |
| Instrument Date | Nov 07, 2018 |
| Instrument | 49737 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHRISTINA CT RAVENA NY 121439700, RAVENA, NY 12143-9700 |
| Document Number | 49738 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 004877/000617 |
| Instrument | 49738 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,161.00 (+4.64%) | $122,600 (-) Land $18,400 Building $104,200 | $203,014 (+13.35%) Land $30,469 Building $172,545 |
| 2024 | $122,600 (-) Land $18,400 Building $104,200 | $179,109 (+15.41%) Land $26,881 Building $152,228 | |
| 2023 | $122,600 (-) Land $18,400 Building $104,200 | $155,190 (+3.8%) Land $23,291 Building $131,899 | |
| 2022 | $122,600 Land $18,400 Building $104,200 | $149,512 Land $22,439 Building $127,073 | |
| 2021 | $5,888.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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