5076 Spaulding Ct, Lorain, OH 44053 Property Records

Lorain County property record for 5076 Spaulding Ct, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,703 sqft · built 1973
Lot Size	0.398 acres (10,053 sqft)
Owner	Individual on Record
Last Sale	$252,000 (Nov 2020)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-101-029`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-101-029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,703 sqft Living Area
Gross Area	3,261 sqft
1st Floor Area	1,903 sqft
Basement Area	1,531 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,053 sqft (0.398 acres)
Lot Dimensions	176 ft deep x 57.1 ft wide
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	169 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5076 SPAULDING CT
City	LORAIN
State	OH
Zip	44053-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY SUB 7 57.12 X 176.00
Legal Subdivision	FAIRWAY SUB 7
Legal Tract	03
Legal Block	101
Legal Lot Number	9
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	97201

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE CONSULTANTS LLC
Nov 20, 2020	Warranty Deed, Transfer NOT AVAILABLE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 1, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	2020790038
Prior Transfer Date	Feb 19, 2007
Prior Transfer Doc	0000191441
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2026
Property Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000101589
Instrument Date	Jun 17, 2026
Instrument	2026101589
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5076 SPAULDING CT, LORAIN, OH 44053-1843

Mortgage

Document Number	0000101589,
Date	Jun 29, 2026
Instrument	2026101589

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 16, 2026
Property Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000092096
Instrument Date	Jan 23, 2026
Instrument	202692096
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5076 SPAULDING CT, LORAIN, OH 44053-1843

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827231
Date	Jul 7, 2021
Instrument	2021-0827231

Lender

Name	PREMIER MORTGAGE CONSULTANTS LLC
Type	Mortgage Company
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 20, 2020
Property Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000790038
Instrument Date	Nov 20, 2020
Instrument	790038
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5076 SPAULDING CT LORAIN OH 440531843, LORAIN, OH 44053-1843

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000758220
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5076 SPAULDING CT LORAIN OH 440531843, LORAIN, OH 44053-1843

Mortgage

Document Number	0000758220
Date	Apr 29, 2020
Instrument	758220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5076 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000690173
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5076 SPAULDING CT LORAIN OH 440531843, LORAIN, OH 44053-1843

Mortgage

Document Number	0000690173
Date	Oct 5, 2018
Instrument	690173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,104.00 (+1.58%) Homeowner's exemption	$97,210 (+0.01%) Land $17,330 Building $79,880	$277,720 (-) Land $49,500 Building $228,220
2024	$4,040.00 (+26.53%)	$97,202 (+5%) Land $17,325 Building $79,877	$277,720 (+5%) Land $49,500 Building $228,220
2023	$3,193.00 (+4.21%)	$64,803 (-0.01%) Land $19,597 Building $45,206	$185,150 (-) Land $55,990 Building $129,160
2022	$3,064.00	$64,810 Land $19,600 Building $45,210
2021			$185,150 Land $55,990 Building $129,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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