5073 Spaulding Ct, Lorain, OH 44053 Property Records

Lorain County property record for 5073 Spaulding Ct, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,188 sqft · built 1967
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jan 2014)
Tax Bill$3,699 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-03-005-101-032

Property Details

APN / Parcel Number

Primary APN02-03-005-101-032

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,188 sqft Living Area
1st Floor Area1,460 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area11,326 sqft
Lot Dimensions148 ft deep x 76 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5073 SPAULDING CT
CityLORAIN
StateOH
Zip44053-1843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY 7 76.53 X 148
Legal SubdivisionFAIRWAYS
Legal Tract3
Legal Block101
Legal Lot Number12
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3009
Census Tract97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5073 SPAULDING CT, LORAIN, OH 44053-1843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2014 · Amount on Record
Deed SaleJan 8, 2014 · Amount on Record
Prior SaleFeb 14, 2005
Deed Document Number2014000063
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address5073 SPAULDING CT, LORAIN, OH 44053-1843
Document Number0000763720
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5073 SPAULDING CT LORAIN OH 440531843, LORAIN, OH 44053-1843

Mortgage

Document Number0000763720
DateJun 9, 2020
Instrument763720
Lender
NameNORTHWEST BK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 8, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictAmherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,699.00$87,620 (+%) Land $17,330 Building $70,290$250,340 (-) Land $49,500 Building $200,840
2024$3,699.00 (+20.76%)$87,619 (+40.95%) Land $17,325 Building $70,294$250,340 (+40.95%) Land $49,500 Building $200,840
2023$3,063.00 (+4.18%)$62,164 (-0.01%) Land $19,597 Building $42,567$177,610 (-) Land $55,990 Building $121,620
2022$2,940.00$62,170 Land $19,600 Building $42,570
2021$177,610 Land $55,990 Building $121,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimMay 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Breezeline, Verizon.

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