5072 Spaulding Ct, Lorain, OH 44053 Property Records

Lorain County property record for 5072 Spaulding Ct, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,096 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Apr 1995)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Jun 2022 Transfer Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-101-028`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-101-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	1,496 sqft
Basement Area	1,496 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	176 ft deep x 76.6 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	56 sqft
Deck Area	314 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5072 SPAULDING CT
City	LORAIN
State	OH
Zip	44053-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY 7 76.57 X 176
Legal Subdivision	FAIRWAY 7
Legal Tract	03
Legal Block	101
Legal Lot Number	8
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	97201

Owner

Source: Lorain County records, as of June 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5072 SPAULDING CT, LORAIN, OH 44053-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Intrafamily Transfer, Transfer
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 1995 · Amount on Record
Deed Sale	Apr 13, 1995 · Amount on Record
Last Transfer Date	Jun 1, 2022
Transfer Doc	0000877660
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jun 1, 2022
Property Address	5072 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000877660
Map Reference	VOL 20 PG 33
Instrument Date	Jun 1, 2022
Instrument	2022-0877660
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5072 SPAULDING CT, LORAIN, OH 44053-1843

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5072 SPAULDING CT, LORAIN, OH 44053-1843
Document Number	0000748264
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5072 SPAULDING CT LORAIN OH 440531843, LORAIN, OH 44053-1843

Mortgage

Document Number	0000748264
Date	Feb 6, 2020
Instrument	748264

Lender

Name	FIFTH THIRD BK NA
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (-12.87%) Homeowner's exemption	$87,030 (+0.01%) Land $16,540 Building $70,490	$248,640 (-) Land $47,250 Building $201,390
2024	$3,210.00 (+56.51%)	$87,024 (+71.3%) Land $16,538 Building $70,487	$248,640 (+71.3%) Land $47,250 Building $201,390
2023	$2,051.00 (+3.17%)	$50,803 (+0.01%) Land $7,644 Building $43,159	$145,150 (-) Land $21,840 Building $123,310
2022	$1,988.00	$50,800 Land $7,640 Building $43,160
2021			$145,150 Land $21,840 Building $123,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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