5075 Bard Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5075 Bard Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1984
Lot Size	4.87 acres (212,137 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Sep 2020)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06129100000900`

Property Details

APN / Parcel Number

Primary APN	`06129100000900`
Alternative APN	`61-06-129-100-0009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Unfinished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Lot Area	212,137 sqft (4.87 acres)
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5075 BARD RD
City	WHITEHALL
State	MI
Zip	49461-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 29 T11N R17W E 1/2 OF W 1/2 OF E 1/2 OF NE 1/4 OF NW 1/4
Legal Range	17W
Legal Township	11N
Legal Section	29
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2012
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5075 BARD RD, WHITEHALL, MI 49461-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU
Sep 8, 2020	Warranty Deed, Transfer · VA Mortgage NORTHERN MORTGAGE SERVICES LLC
Sep 8, 2020	Quit Claim Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20205698056
Deed Book / Page	4232 / 366
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0005698058
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5075 BARD RD, WHITEHALL, MI 49461-9701
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 BARD RD, WHITEHALL, MI 49461-9701
Investor	Possibly a Property Investor

Mortgage

Document Number	004407/337
Date	Feb 2, 2026
Book Page	4407/337
Instrument	5872861

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 8, 2020
Property Address	5075 BARD RD, WHITEHALL, MI 49461-9701
Document Number	004232/366
Book / Page	4232 / 366
Instrument Date	Aug 14, 2020
Instrument	5698056
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,382.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5075 BARD RD, 5075, WHITEHALL, MI 49461-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 BAND RD, WHITEHALL, MI 49461-9701
Investor	Possibly a Property Investor

Mortgage

Document Number	0004232367
Date	Sep 8, 2020
Instrument	4232/367

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 8, 2020
Property Address	5075 BARD RD, WHITEHALL, MI 49461-9701
Document Number	0005698058
Book / Page	004232 / 000368
Instrument Date	Aug 14, 2020
Instrument	5698058
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5075 BARD RD WHITEHALL MI 494619701, WHITEHALL, MI 49461-9701

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,900 (+7.22%)	$323,800 (+7.22%)
2025	$3,053.00 (-4.41%) Homeowner's exemption	$151,000 (+27.32%)	$302,000 (+27.32%)
2023		$118,600	$237,200
2022	$3,194.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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