4827 Bard Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4827 Bard Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,189 sqft · built 1993
Lot Size	9.78 acres (426,017 sqft)
Owner	Individual Name on Record
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-129-200-0001-40`

Property Details

APN / Parcel Number

Primary APN	`61-06-129-200-0001-40`
Alternative APN	`06129200000140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,189 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,342 sqft
Unfinished Basement	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	426,017 sqft (9.78 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4827 BARD RD
City	WHITEHALL
State	MI
Zip	49461-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 29 T11N R17W W 10 AC OF E 50 AC OF N 1/2 OF NE 1/4
Legal Range	17W
Legal Township	11N
Legal Section	29
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2012
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4827 BARD RD, WHITEHALL, MI 49461-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SHORES BANK
Jan 25, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4827 BARD RD, WHITEHALL, MI 49461-9753
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4827 BARD RD, WHITEHALL, MI 49461-9753

Mortgage

Document Number	0004352/14
Date	Mar 19, 2024
Book Page	4352/14
Instrument	5817587

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Mar 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4827 BARD RD, WHITEHALL, MI 49461-9753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005687432
Date	May 28, 2020
Book Page	4221/731
Instrument	5687432

Lender

Name	COMMUNITY SHORES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4827 BARD RD, WHITEHALL, MI 49461-9753
Document Number	0005643660
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4827 BARD RD WHITEHALL MI 494619753, WHITEHALL, MI 49461-9753

Mortgage

Document Number	0005643660
Date	Feb 1, 2019
Book Page	004177/000915
Instrument	5643660

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2039

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,700 (+7.3%)	$417,400 (+7.3%)
2025	$2,776.00 Homeowner's exemption	$194,500	$389,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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