Muskegon County property record for 4901 Bard Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 1994 |
| Lot Size | 9.75 acres (424,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Feb 2012) |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-06-129-200-0001-50 |
| Primary APN | 61-06-129-200-0001-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Basement Area | 1,732 sqft |
| Unfinished Basement | 1,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 424,710 sqft (9.75 acres) |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4901 BARD RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | FRUITLAND TOWNSHIP SEC 29 T11N R17W W 10 AC OF OF E 60 AC OF N 1/2 OF NE 1/4 |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 29 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3500 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4901 BARD RD, WHITEHALL, MI 49461-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CREDIT UNION |
| Apr 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2012 · Amount on Record |
| Deed Sale | Feb 8, 2012 · Amount on Record |
| Deed Document Number | 20125403612 |
| Deed Book / Page | 3901 / 897 |
| Prior Transfer Date | Sep 18, 2003 |
| Prior Transfer Doc | 0005067137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 4901 BARD RD, WHITEHALL, MI 49461-9753 |
| Document Number | 0005885141 |
| Book / Page | 4419 / 630 |
| Instrument Date | May 19, 2026 |
| Instrument | 20265885141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Address | 4901 BARD RD, WHITEHALL, MI 49461-9753 |
| Document Number | 0005885141, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 4419/630 |
| Instrument | 20265885141 |
| Name | HARBORLIGHT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4901 BARD RD, WHITEHALL, MI 49461-9753 |
| Document Number | 0005588376 |
| Book / Page | 004122 / 000581 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4901 BARD RD WHITEHALL MI 494619753, WHITEHALL, MI 49461-9753 |
| Document Number | 0005588376 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 004122/000581 |
| Instrument | 5588376 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2037 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,400 (+7.36%) | $396,800 (+7.36%) | |
| 2025 | $2,718.00 Homeowner's exemption | $184,800 | $369,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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