5049 Varty Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 5049 Varty Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,218 sqft · built 1975
Lot Size	0.471 acres (20,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,500 (Jan 2021)
Tax Bill	$618 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-12-687500-000205`

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687500-000205`
Alternative APNs	`122926687500000205` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,218 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	2,218 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	20,495 sqft (0.471 acres)
Lot Dimensions	183 ft deep x 112 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	928 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	240 sqft
Porch	Unfinished Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5049 VARTY RD
City	WINTER HAVEN
State	FL
Zip	33884-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAS LEE SUB PB 3 PG 5 LOT B BEG 905.68 FT S & 913 FT W OF NE COR OF SW1/4 OF SEC RUN W 112 FT S 183 FT E 112 FT N 183 FT TO POB
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	LEE JAS SUBDIVISION
Legal Tract	687500
Legal Block	2
Legal Lot Number	B
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5049 VARTY RD, WINTER HAVEN, FL 33884-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 5, 2021	Warranty Deed, Transfer PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	May 4, 2000 · Amount on Record
Deed Document Number	20211666
Deed Book / Page	11524 / 1337
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5049 VARTY RD, WINTER HAVEN, FL 33884-3130
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 VARTY RD, WINTER HAVEN, FL 33884-3130

Mortgage

Document Number	0000327628
Date	Dec 16, 2021
Book Page	12030/319
Instrument	2021327628

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 5, 2021
Property Address	5049 VARTY RD, WINTER HAVEN, FL 33884-3130
Document Number	0115241337
Book / Page	011524 / 001337
Instrument Date	Dec 23, 2020
Instrument	1666
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,237.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5049 VARTY RD WINTER HAVEN FL 338843130, WINTER HAVEN, FL 33884-3130

Mortgage

Document Number	115241340
Date	Jan 5, 2021
Book Page	011524/001340
Instrument	1667

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,851 (+2.7%)	$319,971 (+0.61%) Land $60,838 Building $259,133
2025		$205,308 (+5.99%)	$318,033 (+0.01%) Land $60,838 Building $257,195
2024	$618.00 (+30.38%)
2023	$474.00 (-80.83%) Homeowner's exemption	$193,711 (+3%)	$318,010 (+4.03%) Land $58,666 Building $259,344
2022	$2,472.00 Homeowner's exemption	$188,069	$305,684 Land $48,888 Building $256,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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