507 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 507 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,073 sqft · built 1965
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2026)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 3 more
APN	`04-30-0-411-002`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-411-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,073 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	507 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIEDEMANNS 2ND ADD. LOT/SEC-10 A02822137
Legal Subdivision	TIEDEMANNS
Legal Block	411
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1052
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	507 W 4TH ST, O FALLON, IL 62269-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF O'FALLON
Apr 23, 2026	Warranty Deed, Transfer COMMUNITY TITLE
Jan 7, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANK OF OFALLON
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Aug 15, 2024 · Amount on Record
Deed Document Number	20262881262
Prior Transfer Date	Jul 17, 2018
Prior Transfer Doc	0002583055
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 5, 2026
Property Address	507 W 4TH ST, O FALLON, IL 62269-2016
Document Number	0A02885616
Instrument Date	May 15, 2026
Instrument	20262885616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W 4TH ST, O FALLON, IL 62269-2016

Mortgage

Document Number	0002885616,
Date	Jun 5, 2026
Instrument	20262885616

Lender

Name	BANK OF O'FALLON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 15, 2029

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 23, 2026
Property Address	507 W 4TH ST, O FALLON, IL 62269-2016
Document Number	0002881262
Instrument Date	Apr 9, 2026
Instrument	2026.2881262
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$24,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W 4TH ST, O FALLON, IL 62269-2016

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	507 W 4TH ST, O FALLON, IL 62269-2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W 4TH ST, O FALLON, IL 62269-2016

Mortgage

Document Number	0A02870956
Date	Jan 7, 2026
Instrument	A02870956

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	11 Months
Due	Dec 30, 2026

Interest

Rate	6.75%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	507 W 4TH ST, O FALLON, IL 62269-2016
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W 4TH ST, O FALLON, IL 62269-2016

Mortgage

Document Number	0A02736688
Date	Feb 15, 2022
Instrument	A02736688

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	May 1, 2046

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 18, 2018
Property Address	507 W 4TH ST, O FALLON, IL 62269-2016
Document Number	00A2583055
Instrument Date	Jul 17, 2018
Instrument	2583055
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W 4TH ST O FALLON IL 622692016, O FALLON, IL 62269-2016

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (+8.41%)	$38,811 (+9.62%) Land $4,753 Building $34,058	$116,433 (+9.62%) Land $14,259 Building $102,174
2024	$2,580.00	$35,405 (+22.55%) Land $4,336 Building $31,069	$106,215 (+22.55%) Land $13,008 Building $93,207
2022		$28,890 Land $3,538 Building $25,352	$86,670 Land $10,614 Building $76,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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