424 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 424 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1946
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2025)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 1 more
APN	`04-30-0-410-015`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-410-015`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Shed	1 Shed
Shed Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	424 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIEDEMANNS 2ND ADD. LOT/SEC-9 A02839003
Legal Subdivision	TIEDEMANNS
Legal Block	410
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3003
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 W 4TH ST, O FALLON, IL 62269-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 21, 2018	Warranty Deed, Transfer ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20252839003
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0002724124
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Nov 2, 2021
Property Address	424 W 4TH ST, O FALLON, IL 62269-2013
Document Number	A02724124
Map Reference	MB 33 PG 50
Instrument Date	Oct 22, 2021
Instrument	A02724124
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 W 4TH ST, O FALLON, IL 62269-2013

Mortgage

Document Number	A02724125
Date	Nov 2, 2021
Instrument	A02724125

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	424 W 4TH ST, O FALLON, IL 62269-2013
Document Number	00A2678849
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W 4TH ST O FALLON IL 622692013, O FALLON, IL 62269-2013

Mortgage

Document Number	00A2678849
Date	Dec 9, 2020
Instrument	2678849

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 8, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 21, 2018
Property Address	424 W 4TH ST, O FALLON, IL 62269-2013
Document Number	00A2580209
Instrument Date	Jun 20, 2018
Instrument	2580209
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 PIKE LN TROY IL 622941241, TROY, IL 62294-1241

Mortgage

Document Number	A2580210
Date	Jun 21, 2018
Instrument	2580210

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,157.00 (+10.5%) Homeowner's exemption	$35,936 (+9.62%) Land $3,662 Building $32,274	$107,808 (+9.62%) Land $10,986 Building $96,822
2024	$1,952.00	$32,783 (+22.55%) Land $3,341 Building $29,442	$98,349 (+22.55%) Land $10,023 Building $88,326
2022		$26,750 Land $2,726 Building $24,024	$80,250 Land $8,178 Building $72,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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