422 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 422 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1946
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Nov 2025)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2022 Transfer + 1 more
APN	`04-30-0-410-016`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-410-016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	422 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WACHTERS 2ND ADD LOT/SEC-30 W 1/2 OF LOT 29 & ALL OF LOT 30 AS IN A02867049
Legal Subdivision	WACHTERS 2ND ADD
Legal Block	410
Legal Lot Number	29,30
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3003
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	422 W 4TH ST, O FALLON, IL 62269-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Oct 7, 2022	Intrafamily Transfer, Transfer
Oct 19, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jun 4, 2025 · Amount on Record
Deed Document Number	20252867049
Prior Transfer Date	Oct 5, 2022
Prior Transfer Doc	0002763700
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 21, 2025
Property Address	422 W 4TH ST, O FALLON, IL 62269-2013
Document Number	0A02867049
Map Reference	MB L PG 1
Instrument Date	Nov 21, 2025
Instrument	A02867049
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	422 W 4TH ST, O FALLON, IL 62269-2013

Mortgage

Document Number	0A02867050
Date	Nov 21, 2025
Instrument	A02867050

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.49%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Oct 7, 2022
Property Address	422 W 4TH ST, O FALLON, IL 62269-2013
Document Number	0A02762695
Map Reference	MB L PG 1
Instrument Date	Oct 5, 2022
Instrument	A02762695
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W 3RD ST, O FALLON, IL 62269-2042

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Oct 19, 2022
Property Address	422 W 4TH ST, O FALLON, IL 62269-2013
Document Number	0A02763700
Map Reference	MB L PG 1
Instrument Date	Oct 5, 2022
Instrument	A02763700
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 W 3RD ST, O FALLON, IL 62269-2042

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-28.79%)	$29,232 (-28%) Land $5,457 Building $23,775	$87,696 (-28%) Land $16,371 Building $71,325
2024	$2,959.00	$40,601 (+22.55%) Land $4,978 Building $35,623	$121,803 (+22.55%) Land $14,934 Building $106,869
2022		$33,130 Land $4,062 Building $29,068	$99,390 Land $12,186 Building $87,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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