507 E Watson St, Garnavillo, IA 52049 Property Records

Clayton County property record for 507 E Watson St, Garnavillo, IA 52049

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,696 sqft · built 1979
Lot Size0.266 acres (11,616 sqft)
Owner2 Individual Names on File
Last Sale$136,000 (Nov 2017)
Tax Bill$2,848 (2024)
Deeds & MortgagesNov 2018 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2917152011

Property Details

APN / Parcel Number

Primary APN2917152011

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,696 sqft Living Area
Basement Area1,696 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleContemporary
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,616 sqft (0.266 acres)
Lot Dimensions132 ft deep x 88 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area304 sqft
Deck Area416 sqft
Patio Area912 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address507 E WATSON ST
CityGARNAVILLO
StateIA
Zip52049-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 RADEMACHERS 3RD ADDN
Legal SubdivisionRADEMACHERS ADD
Legal Lot Number11
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1023
Census Tract70300

Owner

Source: Clayton County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address507 E WATSON ST, GARNAVILLO, IA 52049-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2018Deed of Trust, Mortgage
COMMUNITY SAVINGS BANK
Nov 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 9, 2017 · Amount on Record
Deed SaleNov 9, 2017 · Amount on Record
Deed Document Number2017R03718
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address507 E WATSON ST, GARNAVILLO, IA 52049-9720
Transaction TypeMortgage
Record UpdatedDec 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R03471
DateNov 19, 2018
Instrument2018R03471
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term74 Months
DueJan 1, 2025

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address507 E WATSON ST, GARNAVILLO, IA 52049-9720
Transaction TypeMortgage
Record UpdatedDec 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017R03787
DateNov 21, 2017
Instrument2017R03787
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
AddressEDGEWOOD, IA 52042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$212,210 (+16.51%) Land $17,199 Building $195,011$212,210 (+16.51%) Land $17,199 Building $195,011
2024$2,848.00 (+7.39%)
2023$182,143 Land $14,956 Building $167,187$182,143 Land $14,956 Building $167,187
2022$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1997–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNAVILLO WATER SUPPLY
serves 763 people · EPA ID IA2234074
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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