507 Curoe Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 507 Curoe Rd, Bernard, IA 52032

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 2019
Lot Size	2.3 acres (100,624 sqft)
Owner	Individual Name on Record
Tax Bill	$2,140 (2024)
Deeds & Mortgages	Aug 2019 Construction Loan Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-31-176-002`

Property Details

APN / Parcel Number

Primary APN	`20-31-176-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	615 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	615 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 2019
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	100,624 sqft (2.3 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	489 sqft
Deck Area	75 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	507 CUROE RD
City	BERNARD
State	IA
Zip	52032-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CUROE SUB NO. 2;
Legal Subdivision	CUROE SUB #2
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3116
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17211 IRISH HILL LN, BERNARD, IA 52032-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
May 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2019
Transfer Doc	0000004282
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	507 CUROE RD, BERNARD, IA 52032-9556
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009565
Date	Aug 21, 2019
Instrument	2019-00009565

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	507 CUROE RD, BERNARD, IA 52032-9556
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007893
Date	Jun 9, 2020
Instrument	2020-00007893

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 1, 2019
Property Address	507 CUROE RD, BERNARD, IA 52032-9556
Document Number	0000004281
Instrument Date	Apr 25, 2019
Instrument	4281
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17211 IRISH HILL LN BERNARD IA 520329563, BERNARD, IA 52032-9563

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 1, 2019
Property Address	507 CUROE RD, BERNARD, IA 52032-9556
Document Number	0000004282
Instrument Date	Apr 25, 2019
Instrument	4282
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17211 IRISH HILL LN BERNARD IA 520329563, BERNARD, IA 52032-9563

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,200 (+9.94%) Land $76,300 Building $154,900	$231,200 (+9.94%) Land $76,300 Building $154,900
2024	$2,140.00 (+9.41%)
2023		$210,300 (+23.11%) Land $72,700 Building $137,600	$210,300 (+23.11%) Land $72,700 Building $137,600
2022	$1,956.00 Homeowner's exemption	$170,820 Land $55,900 Building $114,920
2021			$170,820 Land $55,900 Building $114,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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