1850 Curoe Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1850 Curoe Rd, Bernard, IA 52032

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 1,312 sqft · built 1906
Lot Size	38.9 acres (1,695,355 sqft)
Owner	Individual Name on Record
Tax Bill	$2,594 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-30-200-001`

Property Details

APN / Parcel Number

Primary APN	`20-30-200-001`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
1st Floor Area	656 sqft
Upper Floors Area	656 sqft
Basement Area	656 sqft

Exterior

Year Built	Built 1906
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	1,695,355 sqft (38.9 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	253 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1850 CUROE RD
City	BERNARD
State	IA
Zip	52032-9662
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CO
Legal Description	NW NE - SEC 30 T87N R1E;
Legal Range	01E
Legal Township	87N
Legal Section	30
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3105
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21326 HIGHWAY 136, CASCADE, IA 52033-8566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Aug 31, 2020	Grant Deed, Transfer FARM CREDIT SVCS
Aug 31, 2020	Deed of Trust, Mortgage FARM SVC AGCY US DEPT/AGRICULT
Jan 17, 2018	Deed of Trust, Mortgage FRONT F & SEED WHITE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 31, 2020
Transfer Doc	0000013063
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1850 CUROE RD, BERNARD, IA 52032-9662
Document Number	0000013064
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21326 HIGHWAY 136 CASCADE IA 520338566, CASCADE, IA 52033-8566

Mortgage

Document Number	0000013064
Date	Aug 31, 2020
Instrument	13064

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	OMAHA, NE 68103-2409

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 31, 2020
Property Address	1850 CUROE RD, BERNARD, IA 52032-9662
Document Number	0000013063
Instrument Date	Aug 31, 2020
Instrument	13063
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,199.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21326 HIGHWAY 136 CASCADE IA 520338566, CASCADE, IA 52033-8566

Mortgage

Document Number	13064
Date	Aug 31, 2020
Instrument	13064

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	OMAHA, NE 68103-2409

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Mortgage

Document Number	13065,
Date	Aug 31, 2020
Instrument	13065

Lender

Name	FARM SVC AGCY US DEPT/AGRICULT
Address	DES MOINES, IA 50322-3732

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 30, 2060

Interest

Rate	2.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1850 CUROE RD, BERNARD, IA 52032-9662
Document Number	0000013065
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21326 HIGHWAY 136 CASCADE IA 520338566, CASCADE, IA 52033-8566

Mortgage

Document Number	0000013065
Date	Aug 31, 2020
Instrument	13065

Lender

Name	FARM SVC AGCY US DEPT/AGRICULT
Address	DES MOINES, IA 50322-3732

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 30, 2060

Interest

Rate	2.25%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1850 CUROE RD, BERNARD, IA 52032-9662
Document Number	0000000727
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 CUROE RD BERNARD IA 520329662, BERNARD, IA 52032-9662

Mortgage

Document Number	0000000727
Date	Jan 18, 2018
Instrument	727

Lender

Name	FRONT F & SEED WHITE
Address	CASCADE, IA 52033

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,983 (+20.24%) Land $101,383 Building $135,600	$236,983 (+20.24%) Land $101,383 Building $135,600
2024	$2,594.00 (+13.28%)
2023		$197,084 (+33.2%) Land $81,084 Building $116,000	$197,084 (+33.2%) Land $81,084 Building $116,000
2022	$2,290.00 Additional exemption filed	$147,960 Land $64,050 Building $83,910
2021			$147,960 Land $64,050 Building $83,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000

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