1494 Curoe Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1494 Curoe Rd, Bernard, IA 52032

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,870 sqft · built 2001
Lot Size	15.6 acres (682,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,800 (Jun 2000)
Tax Bill	$2,992 (2024)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-30-400-008`

Property Details

APN / Parcel Number

Primary APN	`20-30-400-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	1,870 sqft

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	682,150 sqft (15.6 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	244 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1494 CUROE RD
City	BERNARD
State	IA
Zip	52032-9625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CO
Legal Description	LOT 1 CUROE ACRES FIRST ADD;
Legal Subdivision	CUROE ACRES FIRST ADD
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3105
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1494 CUROE RD, BERNARD, IA 52032-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Line of Credit DUBUQUE BANK & TRUST CO
May 13, 2021	Deed of Trust, Mortgage DUBUQUE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2000 · Amount on Record
Deed Sale	Jun 27, 2000 · Amount on Record
Deed Document Number	00D-007253
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1494 CUROE RD, BERNARD, IA 52032-9625
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1494 CUROE RD, BERNARD, IA 52032-9625

Mortgage

Document Number	0000007945
Date	May 18, 2021
Instrument	2021-00007945

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1494 CUROE RD, BERNARD, IA 52032-9625
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1494 CUROE RD, BERNARD, IA 52032-9625

Mortgage

Document Number	0000007695
Date	May 13, 2021
Instrument	2021-00007695

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$316,790 (+12.27%) Land $42,390 Building $274,400	$316,790 (+12.27%) Land $42,390 Building $274,400
2024	$2,992.00 (+9.2%)
2023		$282,156 (+25.95%) Land $33,456 Building $248,700	$282,156 (+25.95%) Land $33,456 Building $248,700
2022	$2,740.00 Homeowner's exemption Additional exemption filed	$224,020 Land $26,440 Building $197,580
2021			$224,020 Land $26,440 Building $197,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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