507 7th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 507 7th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Jun 2026)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1122305006`

Property Details

APN / Parcel Number

Primary APN	`1122305006`
Alternative APN	`111481`

Exterior

Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide

Location & Zoning

Account Number	111481
Street Address	507 7TH AVE
City	STERLING
State	IL
Zip	61081-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEYS ADDITION LOT 10 BLK 16 324300X
Legal Subdivision	HARVEYS ADDITION
Legal Block	16
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3012
Census Tract	1200

Owner

507 7th Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Whiteside County records, as of June 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	507 7TH AVE, STERLING, IL 61081-3720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jun 9, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY STATE BANK OF ROCK FALLS
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Document Number	20262713
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0011682009
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 2, 2026
Property Address	507 7TH AVE, STERLING, IL 61081-3720
Document Number	0000002713
Instrument Date	May 29, 2026
Instrument	20262713
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN DATA CO LLC

Transaction

Amount	Amount on Record
Tax	$10,908.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	507 7TH AVE, STERLING, IL 61081-3720

Mortgage

Document Number	0000002714,
Date	Jun 2, 2026
Instrument	20262714

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	507 7TH AVE, STERLING, IL 61081-3720
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103992
Date	Jun 9, 2021
Instrument	2021-03992

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	507 7TH AVE, STERLING, IL 61081-3720
Document Number	0000002946
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	507 7TH AVE STERLING IL 610813720, STERLING, IL 61081-3720

Mortgage

Document Number	0000002946
Date	May 27, 2020
Instrument	2946

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	MORRISON, IL 61270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 507 7th Ave was $4,120.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,120.00	$51,567 Land $3,699 Building $47,868
2024			$154,701 Land $11,097 Building $143,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 507 7th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 507 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

Nearby Properties on 7th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures