512 7th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 512 7th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.236 acres (10,275 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Apr 2013)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1122306001`

Property Details

APN / Parcel Number

Primary APN	`1122306001`
Alternative APN	`104942`

Exterior

Lot Area	10,275 sqft (0.236 acres)
Lot Dimensions	136 ft deep x 75 ft wide

Location & Zoning

Account Number	104942
Street Address	512 7TH AVE
City	STERLING
State	IL
Zip	61081-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEYS ADDITION LOT 1 & N 1/2 LOT 2 BLK 61 324600X
Legal Subdivision	HARVEYS ADDITION
Legal Block	61
Legal Lot Number	1-2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3013
Census Tract	1200

Owner

512 7th Ave is owned and occupied by an individual who acquired it in May 2020.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	512 7TH AVE, STERLING, IL 61081-3721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLEDGEVILLE ST BK
May 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2013 · Amount on File
Deed Sale	Apr 17, 2013 · Amount on File
Prior Sale	Nov 20, 2012
Deed Document Number	20132684
Last Transfer Date	May 15, 2020
Transfer Doc	0000002815
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	512 7TH AVE, STERLING, IL 61081-3721
Document Number	0000000119
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 7TH AVE STERLING IL 610813721, STERLING, IL 61081-3721

Mortgage

Document Number	0000000119
Date	Jan 6, 2021
Instrument	119

Lender

Name	MILLEDGEVILLE ST BK
Type	Bank
Address	MILLEDGEVILLE, IL 61051

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 5, 2031

Interest

Rate	5.2%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 21, 2020
Property Address	512 7TH AVE, STERLING, IL 61081-3721
Document Number	0000002815
Instrument Date	May 15, 2020
Instrument	2815
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 7TH AVE STERLING IL 610813721, STERLING, IL 61081-3721

Tax Assessment & Valuation

The 2025 property tax bill for 512 7th Ave was $1,206.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00	$20,381 Land $5,643 Building $14,738
2024			$61,143 Land $16,929 Building $44,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 7th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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