505 7th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 505 7th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1122305007`

Property Details

APN / Parcel Number

Primary APN	`1122305007`
Alternative APN	`94267`

Exterior

Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Account Number	94267
Street Address	505 7TH AVE
City	STERLING
State	IL
Zip	61081-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEYS ADDITION LOT 9 BLK 16 324200X
Legal Subdivision	HARVEYS ADDITION
Legal Block	16
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3012
Census Tract	1200

Owner

505 7th Ave is owned and occupied by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	505 7TH AVE, STERLING, IL 61081-3720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
May 15, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 7TH AVE, STERLING, IL 61081-3720
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005992
Date	Dec 6, 2023
Instrument	2023-05992

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Jun 1, 2048

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	505 7TH AVE, STERLING, IL 61081-3720
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002938
Date	Jun 20, 2023
Instrument	2023-02938

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 15, 2018
Property Address	505 7TH AVE, STERLING, IL 61081-3720
Document Number	0000002510
Instrument Date	May 11, 2018
Instrument	2510
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 7TH AVE STERLING IL 610813720, STERLING, IL 61081-3720

Mortgage

Document Number	2511
Date	May 15, 2018
Instrument	2511

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 505 7th Ave was $3,374.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00	$39,225 Land $3,699 Building $35,526
2024			$117,675 Land $11,097 Building $106,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 7th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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