Oakland County property record for 5021 Cardinal Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,226 sqft · built 1985 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Oct 2022) |
| Tax Bill | $8,377 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-477-021 |
| Primary APN | 88-20-07-477-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| 1st Floor Area | 2,226 sqft |
| Basement Area | 2,226 sqft |
| Unfinished Basement | 2,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 39 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5021 CARDINAL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 7 MERIHILL FARMS SUB NO 1 S 5.00 FT OF LOT 35, ALSO ALL OF LOT36 4/24/85 FR 018 & 019 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | MERIHILL FARMS SUB #1 |
| Legal Lot Number | 4,35-36 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 196500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5021 CARDINAL DR, TROY, MI 48098-2484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 14, 2022 | Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC |
| Sep 11, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Document Number | 2022459125 |
| Deed Book / Page | 58193 / 786 |
| Prior Transfer Date | Mar 1, 2016 |
| Prior Transfer Doc | 0000128238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 17, 2022 |
| Property Address | 5021 CARDINAL DR, TROY, MI 48098-2484 |
| Document Number | 0000459125 |
| Book / Page | 58193 / 786 |
| Map Reference | LB 168 PG 16&17 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 459125 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | INTERSTATE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3536 EDGEMONT DR, TROY, MI 48084-1419 |
| Name | Verified Name |
|---|---|
| Address | 38177 OPATIK CT, STERLING HEIGHTS, MI 48312-1408 |
| Document Number | 0000461471 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 58206/717 |
| Instrument | 461471 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 14, 2022 |
| Property Address | 5021 CARDINAL DR, TROY, MI 48098-2484 |
| Document Number | 0000342510 |
| Book / Page | 57575 / 728 |
| Map Reference | LB 168 PG 16&17 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 342510 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | VISIONARY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23077 GREENFIELD RD STE 425, 425, SOUTHFIELD, MI 48075-3748 |
| Name | Verified Name |
|---|---|
| Address | 5021 CARDINAL DR, TROY, MI 48098-2484 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 11, 2019 |
| Property Address | 5021 CARDINAL DR, TROY, MI 48098-2484 |
| Document Number | 0000147937 |
| Book / Page | 053237 / 000563 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 147937 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,566.59 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23077 GREENFIELD RD #825 SOUTHFIELD MI 480753709, 825, SOUTHFIELD, MI 48075-3709 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,377.00 (-8.38%) | ||
| 2023 | $377,060 | ||
| 2022 | $9,143.00 | $188,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jan 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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