506 Split Rock Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 506 Split Rock Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 2011
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-07-36-0004-002-044`

Property Details

APN / Parcel Number

Primary APN	`06-07-36-0004-002-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	260 ft deep x 143 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	506 SPLIT ROCK DR
City	JEFFERSON CITY
State	MO
Zip	65109-6285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE ESTATES SEC 3 LOT 63
Legal Range	13W
Legal Township	45N
Legal Section	36
Legal Subdivision	NATCHEZ TRACE ESTATES
Legal Lot Number	63
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	10801

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Recording Date	Sep 28, 2026
Property Address	506 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6285
Document Number	0000008923
Book / Page	784 / 673
Instrument Date	Sep 21, 2026
Instrument	20268923
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6285

Mortgage

Document Number	0000008923,
Date	Sep 28, 2026
Book Page	784/673
Instrument	20268923

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 21, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	506 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6285
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714/52
Date	Aug 17, 2020
Book Page	714/52
Instrument	202008769

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,800 (+5.04%) Land $7,000 Building $42,800
2025	$2,847.00 (+10.31%)	$47,410 (-) Land $6,650 Building $40,760	$262,000 (+5.01%) Land $36,800 Building $225,200
2023		$47,410 Land $6,650 Building $40,760	$249,500 Land $35,000 Building $214,500
2022	$2,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 1 serves 16,548 people · EPA ID MO3024159
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Co-Mo Connect.

Cell Coverage

5G and 4G LTE (outdoors only)

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