407 Split Rock Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 407 Split Rock Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,269 sqft · built 2012
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-07-36-0004-002-035`

Property Details

APN / Parcel Number

Primary APN	`06-07-36-0004-002-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
1st Floor Area	2,269 sqft
Basement Area	2,913 sqft
Unfinished Basement	2,913 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	141 ft deep x 111 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	407 SPLIT ROCK DR
City	JEFFERSON CITY
State	MO
Zip	65109-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE ESTATES SEC 3 LOT 54
Legal Range	13W
Legal Township	45N
Legal Section	36
Legal Subdivision	NATCHEZ TRACE ESTATES
Legal Lot Number	54
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	10801

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · ARM SIMMONS BANK
Jul 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018
Deed Sale	Jul 3, 2018
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Document Number	20185991
Deed Book / Page	689 / 201
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	407 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6212
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	728/957
Date	Jul 30, 2021
Book Page	728/957
Instrument	20219206

Lender

Name	SIMMONS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2028
Index	1-Year CMT

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jul 3, 2018
Property Address	407 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6212
Document Number	689/201
Book / Page	689 / 201
Instrument Date	Jun 28, 2018
Instrument	201805991
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6212

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,500 (+5.04%) Land $7,000 Building $58,500
2025	$3,744.00 (+10.54%)	$62,360 (-) Land $6,650 Building $55,710	$344,700 (+5.03%) Land $36,800 Building $307,900
2023		$62,360 Land $6,650 Building $55,710	$328,200 Land $35,000 Building $293,200
2022	$3,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 1 serves 16,548 people · EPA ID MO3024159
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Co-Mo Connect.

Cell Coverage

5G and 4G LTE (outdoors only)

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