Cole County property record for 412 Split Rock Dr, Jefferson City, MO 65109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,419 sqft · built 2013 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,773 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-36-0004-002-042 |
| Primary APN | 06-07-36-0004-002-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,419 sqft Living Area |
| 1st Floor Area | 2,419 sqft |
| Basement Area | 2,419 sqft |
| Unfinished Basement | 2,419 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 412 SPLIT ROCK DR |
|---|---|
| City | JEFFERSON CITY |
| State | MO |
| Zip | 65109-6236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NATCHEZ TRACE ESTATES SEC 3 LOT 61 |
| Legal Range | 13W |
| Legal Township | 45N |
| Legal Section | 36 |
| Legal Subdivision | NATCHEZ TRACE ESTATES |
| Legal Lot Number | 61 |
| Jurisdiction | COLE MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10801 |
Source: Cole County records · APN 06-07-36-0004-002-042
Assessment roll updated August 21, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 03, 2023 | Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK |
| Apr 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK |
| May 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK |
| Sep 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK |
| Nov 04, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2019 |
| Transfer Doc | 000703/852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000753/548 |
|---|---|
| Date | Oct 03, 2023 |
| Book Page | 753/548 |
| Instrument | 202307702 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 27, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000708/981 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 708/981 |
| Instrument | 202003469 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000710/173 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 710/173 |
| Instrument | 202004710 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000743/703 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 743/703 |
| Instrument | 202209384 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | Nov 04, 2019 |
| Property Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
| Document Number | 000703/852 |
| Book / Page | 703 / 852 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 201909909 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 SPLIT ROCK DR, JEFFERSON CITY, MO 65109-6236 |
Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,773.00 (+5.33%) | $62,800 (-) Land $6,650 Building $56,150 | $330,500 (-) Land $35,000 Building $295,500 |
| 2024 | $3,582.00 (+5.01%) | ||
| 2023 | $62,800 Land $6,650 Building $56,150 | $330,500 Land $35,000 Building $295,500 | |
| 2022 | $3,411.00 |
Source: FEMA National Flood Hazard Layer as of November 2, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
May also be available: Brightspeed, Co-Mo Electric Cooperative.
Based on FCC filings for 149 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLE COUNTY PWSD 1 serves 16,548 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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