506 Silver St, Elko, NV 89801 Property Records

Elko County property record for 506 Silver St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	7,500 sqft · built 1941
Lot Size	0.517 acres (22,521 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Jun 2019)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`001-346-012`

Property Details

APN / Parcel Number

Primary APN	`001-346-012`
Alternative APN	`001-346-001`

Interior

Units	2 Units
Stories	1 Story
Building Area	7,500 sqft Gross Area
1st Floor Area	7,500 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	22,521 sqft (0.517 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	506 SILVER ST
City	ELKO
State	NV
Zip	89801-3722
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZC
Legal Description	ELKO CITY FILE 1
Legal Subdivision	TOWN/ELKO
Legal Block	2
Legal Lot Number	10-12
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2063
Census Tract	951300

Owner

Source: Elko County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	506 SILVER ST, ELKO, NV 89801-3722
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU
Dec 17, 2025	Correction Deed · Non-Conforming Investor Loan ELKO FCU
Oct 22, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2019	Grant Deed, Transfer · Conventional Mortgage EVANGELICAL CHRISTIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	2019755169
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000856233
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	506 SILVER ST, ELKO, NV 89801-3722
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000796930
Date	Nov 2, 2021
Instrument	796930

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 27, 2036

Interest

Rate Type	Adjustable Rate

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELKO NV
Recording Date	Dec 17, 2025
Property Address	506 SILVER ST, ELKO, NV 89801-3722
Document Number	0000858720
Map Reference	DOC 771409
Instrument Date	Dec 16, 2025
Instrument	858720
Record Updated	Dec 30, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SILVER ST, ELKO, NV 89801-3722

Mortgage

Document Number	0000858721
Date	Dec 17, 2025
Instrument	858721

Lender

Name	ELKO FCU
Type	Credit Union

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 22, 2025
Property Address	506 SILVER ST, ELKO, NV 89801-3722
Document Number	0000856233
Instrument Date	Oct 1, 2025
Instrument	856233
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S VIRGINIA ST, RENO, NV 89501-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SILVER ST, ELKO, NV 89801-3722

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 22, 2025
Property Address	506 SILVER ST, ELKO, NV 89801-3722
Document Number	0000856233
Instrument Date	Oct 1, 2025
Instrument	856233
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S VIRGINIA ST, RENO, NV 89501-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SILVER ST, ELKO, NV 89801-3722

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jun 3, 2019
Property Address	506 SILVER ST, ELKO, NV 89801-3722
Document Number	0000755169
Instrument Date	May 30, 2019
Instrument	755169
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,106.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	445 S VIRGINIA ST RENO NV 895012108, RENO, NV 89501-2108

Mortgage

Document Number	755170
Date	Jun 3, 2019
Instrument	755170

Lender

Name	EVANGELICAL CHRISTIAN CU
Type	Credit Union
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2034

Interest

Rate	2%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$168,082 (+2.42%) Land $94,586 Building $73,496	$480,234 (+2.42%) Land $270,246 Building $209,989
2023	Additional exemption filed	$164,115 Land $94,586 Building $69,529	$468,900 Land $270,246 Building $198,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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