Elko County property record for 405 Silver St, Elko, NV 89801 · Last verified April 2026
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 3,898 sqft · built 1972 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $425,000 (Oct 2019) |
| Tax Bill | $3,306 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-345-001 |
| Primary APN | 001-345-001 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,898 sqft Gross Area |
| 1st Floor Area | 3,898 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Stone |
| Lot Area | 7,492 sqft (0.172 acres) |
| Porch | Open Porch |
| Cooling System | Evaporative |
|---|
| Street Address | 405 SILVER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Legal Description | SILVER ST |
| Legal Subdivision | CITY/ELKO |
| Legal Block | T |
| Legal Lot Number | 10-12 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 951000 |
Source: Elko County records · APN 001-345-001
Assessment roll updated July 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 346 SILVER ST, ELKO, NV 89801-7715 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 05, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RURAL NEVADA DEVELOPMENT CORP |
| May 05, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RURAL NEVADA DEVELOPMENT CORPORATION |
| Oct 24, 2019 | Bargain and Sale Deed, Transfer · Commercial Mortgage ELKO FCU |
| Sep 16, 2018 | Deed of Trust, Mortgage RAMON & JANE L ZUGAZAGA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on Record |
| Deed Sale | Oct 24, 2019 · Amount on Record |
| Prior Sale | May 31, 2013 · Amount on Record |
| Deed Document Number | 2019761060 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 405 SILVER ST, ELKO, NV 89801-3721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000818996 |
|---|---|
| Date | May 05, 2023 |
| Instrument | 818996 |
| Name | RURAL NEVADA DEVELOPMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | ELY, NV 89301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 405 SILVER ST, ELKO, NV 89801-3721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000818994 |
|---|---|
| Date | May 05, 2023 |
| Instrument | 818994 |
| Name | RURAL NEVADA DEVELOPMENT CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ELY, NV 89301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 24, 2019 |
| Property Address | 405 SILVER ST, ELKO, NV 89801-3721 |
| Document Number | 0000761060 |
| Instrument Date | Jun 06, 2019 |
| Instrument | 761060 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,657.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 SILVER ST, ELKO, NV 89801-7715 |
| Document Number | 0000761061 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 761061 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 405 SILVER ST, ELKO, NV 89801-3721 |
| Document Number | 0000747408 |
| Instrument Date | Sep 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1770 SHARP ACCESS RD ELKO NV 898014023, ELKO, NV 89801-4023 |
| Document Number | 0000747408 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 747408 |
| Name | RAMON & JANE L ZUGAZAGA |
|---|
| Amount | Amount Recorded |
|---|
Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,306.00 (+2.64%) | $90,310 (+9.24%) Land $21,000 Building $69,310 | $258,029 (+9.24%) Land $60,000 Building $198,029 |
| 2024 | $3,221.00 (+14.59%) | ||
| 2023 | $2,811.00 (+7.99%) | $82,672 (+16.31%) Land $21,000 Building $61,672 | $236,206 (+16.31%) Land $60,000 Building $176,206 |
| 2022 | $2,603.00 | $71,082 Land $21,000 Building $50,082 | $203,091 Land $60,000 Building $143,091 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2005–2017) |
| Most Recent Claim | Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Anthem Broadband of Nevada | Fiber | 2,000 / 2,000 |
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Zito West Holding | Cable | 1,000 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| White Cloud Networks | Fixed Wireless | 200 / 50 |
| Hot Spot Broadband | Fixed Wireless (unlicensed) | 100 / 50 |
May also be available at this address: Churchill County, State of Nevada, White Cloud Networks, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures