Elko County property record for 346 Silver St, Elko, NV 89801
| Property Type | Commercial |
|---|---|
| Details | 15,428 sqft · built 1937 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,000 (Nov 2010) |
| Tax Bill | $6,241 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-344-004 |
| Primary APN | 001-344-004 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 15,428 sqft Gross Area |
| Basement Area | 1,290 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,324 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Storage Building | 14,138 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 346 SILVER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-7715 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | ZC |
| Legal Description | TELESCOPE LANES/BLIND ONION |
| Legal Subdivision | ELKO CITY |
| Legal Block | U |
| Legal Lot Number | 1-4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 951000 |
Source: Elko County records · APN 001-344-004
Assessment roll updated July 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 346 SILVER ST, ELKO, NV 89801-7715 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RURAL NEVADA DEVELOPMENT CORP |
| Feb 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on Record |
| Deed Sale | Nov 30, 2010 · Amount on Record |
| Prior Sale | Oct 30, 2008 · Amount on Record |
| Deed Document Number | 2010634422 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 346 SILVER ST, ELKO, NV 89801-7715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000801700 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 801700 |
| Name | RURAL NEVADA DEVELOPMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | ELY, NV 89301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 346 SILVER ST, ELKO, NV 89801-7715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000765455 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 765455 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 23, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,241.00 (-7.85%) | $170,500 (-5.02%) Land $28,850 Building $141,649 | $487,143 (-5.02%) Land $82,429 Building $404,711 |
| 2024 | $6,773.00 | ||
| 2023 | $6,773.00 (+16.45%) | $179,520 (+12.99%) Land $28,850 Building $150,670 | $512,915 (+12.99%) Land $82,429 Building $430,486 |
| 2022 | $5,816.00 | $158,876 Land $28,850 Building $130,026 | $453,932 Land $82,429 Building $371,503 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2005–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 40% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Churchill County, State of Nevada, JAB Wireless.
Based on FCC filings for 341 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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