506 S Valley Rd, Cortez, CO 81321 Property Records

Montezuma County property record for 506 S Valley Rd, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (Oct 1994)
Tax Bill	$942 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010244`

Property Details

APN / Parcel Number

Primary APN	`R010244`
Alternative APN	`561126435006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	936 sqft
Finished Basement	936 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010244
Street Address	506 S VALLEY RD
City	CORTEZ
State	CO
Zip	81321-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MESA VIEW LOT: 4 BLOCK: C B 639 P 798 B 649 P 740 B 697 P 952
Legal Range	16W
Legal Township	36N
Legal Section	34
Legal Subdivision	MESA VIEW
Legal Block	C
Legal Lot Number	4
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1016
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 S VALLEY RD, CORTEZ, CO 81321-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
May 11, 2021	Deed of Trust, Mortgage BANKERS LIFE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1994 · Amount on Record
Deed Sale	Oct 3, 1994 · Amount on Record
Prior Sale	Sep 27, 1991 · Amount on Record
Deed Document Number	1994697P952
Last Transfer Date	Aug 18, 2016
Transfer Doc	0000607043
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Nov 21, 2022
Property Address	506 S VALLEY RD, CORTEZ, CO 81321-3942
Document Number	0000648499
Map Reference	MB 8 PG 8
Instrument Date	Nov 18, 2022
Instrument	648499
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10500 LACK SCAGGS LANE, OMAHA, AR 72662

Mortgage

Document Number	0000648500
Date	Nov 21, 2022
Instrument	648500

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	506 S VALLEY RD, CORTEZ, CO 81321-3942
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	637090
Date	May 11, 2021
Instrument	637090

Lender

Name	BANKERS LIFE INSURANCE
Type	Insurance Company
Address	SAINT PETERSBURG, FL 33733

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (+21.24%)	$18,672 (+23.45%) Land $1,530 Building $17,142	$234,579 (+23.45%) Land $19,227 Building $215,352
2024	$777.00 (+9.9%)	$15,125 (-22.45%) Land $1,999 Building $13,126	$190,022 (-22.45%) Land $25,119 Building $164,903
2023	$707.00 (+15.15%)	$19,504 (+53.59%) Land $2,578 Building $16,926	$245,022 (+53.59%) Land $32,390 Building $212,632
2022	$614.00	$12,699 Land $1,177 Building $11,522	$159,533 Land $14,790 Building $144,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications.

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