Montezuma County property record for 418 S Valley Rd, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1959 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Nov 2025) |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010239 |
| Primary APN | R010239 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 936 sqft Total Area |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,619 sqft (0.129 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R010239 |
|---|---|
| Street Address | 418 S VALLEY RD |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MESA VIEW LOT: 1 BLOCK: C B 270 P 347 B 447 P 888 B 588 P 283 B 641 P 59 |
| Legal Subdivision | MESA VIEW |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 HIGHWAY 160 FRONTAGE RD, 1, MANCOS, CO 81328-9237 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Aug 10, 2012 |
| Deed Document Number | 2025664302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 13, 2025 |
| Property Address | 418 S VALLEY RD, CORTEZ, CO 81321-3940 |
| Document Number | 0000664302 |
| Map Reference | MB 8 PG 8 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 664302 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 280 HIGHWAY 160 FRONTAGE RD UNIT 1, 1, MANCOS, CO 81328-9237 |
| Document Number | 0000664303 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 664303 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 (+60.32%) | $19,828 (+36.25%) Land $2,229 Building $17,599 | $249,087 (+36.24%) Land $28,000 Building $221,087 |
| 2024 | $373.00 (-57.85%) | $14,553 (-23.13%) Land $1,144 Building $13,409 | $182,826 (-23.13%) Land $14,375 Building $168,451 |
| 2023 | $885.00 (+37%) | $18,931 (+41.49%) Land $1,489 Building $17,442 | $237,826 (+41.49%) Land $18,700 Building $219,126 |
| 2022 | $646.00 | $13,380 Land $1,489 Building $11,891 | $168,085 Land $18,700 Building $149,385 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures