Montezuma County property record for 512 S Valley Rd, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,900 sqft · built 1959 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,500 (Dec 2017) |
| Tax Bill | $966 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010246 |
| Primary APN | R010246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,900 sqft Total Area |
| Basement Area | 910 sqft |
| Finished Basement | 910 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R010246 |
|---|---|
| Street Address | 512 S VALLEY RD |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MESA VIEW LOT: 6 BLOCK: C B482 P905 B528 P11 B649 P499 R/470478 B411 P28 B525 P554 |
| Legal Subdivision | MESA VIEW |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 512 S VALLEY RD, CORTEZ, CO 81321-3942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Jul 8, 2009 · Amount on Record |
| Deed Document Number | 2017614873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 15, 2017 |
| Property Address | 512 S VALLEY RD, CORTEZ, CO 81321-3942 |
| Document Number | 0000614873 |
| Map Reference | MB8 PG8 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 614873 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 512 S VALLEY RD, CORTEZ, CO 81321-3942 |
| Document Number | 0000614874 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 614874 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 (+20.15%) | $19,142 (+22.41%) Land $1,530 Building $17,612 | $240,479 (+22.41%) Land $19,227 Building $221,252 |
| 2024 | $804.00 (+9.99%) | $15,637 (-21.87%) Land $2,014 Building $13,623 | $196,446 (-21.87%) Land $25,305 Building $171,141 |
| 2023 | $731.00 (+10.09%) | $20,015 (+45.84%) Land $2,578 Building $17,437 | $251,446 (+45.83%) Land $32,390 Building $219,056 |
| 2022 | $664.00 | $13,724 Land $1,177 Building $12,547 | $172,420 Land $14,790 Building $157,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications.
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