503 S Main St, Morganton, NC 28655 Property Records

Burke County property record for 503 S Main St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,714 sqft · built 1942
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$210,500 (Oct 2024)
Tax Bill	$1,263 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2723793138`

Property Details

APN / Parcel Number

Primary APN	`2723793138`
Alternative APN	`41752`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Area	198 sqft
Porch	Slab
Porch Area	180 sqft
Greenhouse	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	503 S MAIN ST
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 RESIDE
Legal Description	503 S MAIN ST MORGANTON, NC 28655
Legal Subdivision	CHILDRES ANDREWS SURVEYING
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3016
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 391, DREXEL, NC 28619-0391
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 12, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	20249077
Deed Book / Page	2770 / 51
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	503 S MAIN ST, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026080739
Date	Mar 10, 2022
Book Page	2608/739
Instrument	2021018402

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	503 S MAIN ST, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S MAIN ST, MORGANTON, NC 28655

Mortgage

Document Number	0025710524
Date	Sep 21, 2021
Book Page	2571/524
Instrument	2021011254

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 12, 2019
Property Address	503 S MAIN ST, MORGANTON, NC 28655
Document Number	0023880001
Book / Page	002388 / 000001
Instrument Date	Feb 11, 2019
Instrument	24620
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 494 DREXEL NC 286190494, DREXEL, NC 28619-0494

Mortgage

Document Number	23880004
Date	Feb 12, 2019
Book Page	002388/000004
Instrument	24621

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,263.00 (+4.47%)	$122,949 (-) Land $9,975 Building $112,974	$122,949 (-) Land $9,975 Building $112,974
2025	$1,209.00 (+57.83%)	$122,949 (+1.4%) Land $9,975 Building $112,974	$122,949 (+1.4%) Land $9,975 Building $112,974
2023	$766.00	$121,247 Land $9,975 Building $111,272	$121,247 Land $9,975 Building $111,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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