506 S 6th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 506 S 6th Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,936 sqft · built 1910
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jul 2005)
Tax Bill$9,167 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-34-219-001

Property Details

APN / Parcel Number

Primary APN09-34-219-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,936 sqft Living Area
Basement Area616 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1974
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address506 S 6TH AVE
CitySAINT CHARLES
StateIL
Zip60174-2938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 008-SEOLDTWN STC,AVE
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2002
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address506 S 6TH AVE, SAINT CHARLES, IL 60174-2938
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Jun 24, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2005 · Amount on Record
Deed SaleJul 1, 2005 · Amount on Record
Deed Document Number200575379
Last Transfer DateDec 12, 2005
Transfer Doc0000152483
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address506 S 6TH AVE, ST CHARLES, IL 60174-2938
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043453
DateJun 8, 2021
Instrument2021K043453
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 1, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address506 S 6TH AVE, ST CHARLES, IL 60174-2938
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019147
DateMar 11, 2021
Instrument2021K019147
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address506 S 6TH AVE, ST CHARLES, IL 60174-2938
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026464
DateJun 24, 2019
Instrument2019K026464
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,167.00 (+10.14%) Homeowner's exemption$138,710 (+8.53%) Land $39,679 Building $99,031$416,297 (+8.53%) Land $119,085 Building $297,212
2024$127,808 (+17.16%) Land $36,560 Building $91,248$383,577 (+17.2%) Land $109,724 Building $273,854
2022$8,323.00 (+4.15%) Homeowner's exemption$109,093 (+4.91%) Land $32,926 Building $76,167$327,279 (+4.91%) Land $98,778 Building $228,501
2021$7,991.00 Homeowner's exemption$103,987 Land $31,385 Building $72,602$311,961 Land $94,155 Building $217,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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