512 S 6th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 512 S 6th Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,659 sqft · built 1996
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Dec 2022)
Tax Bill$9,373 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-219-007

Property Details

APN / Parcel Number

Primary APN09-34-219-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,659 sqft Living Area
Basement Area976 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address512 S 6TH AVE
CitySAINT CHARLES
StateIL
Zip60174-2938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 3 FERSON HUNTS 3RD ADD
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2002
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address512 S 6TH AVE, SAINT CHARLES, IL 60174-2938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Warranty Deed, Transfer · Conventional Mortgage
A & N MORTGAGE SERVICES INC
Nov 3, 2017Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleNov 3, 2017 · Amount on Record
Deed Document Number202259603
Prior Transfer DateJun 2, 2001
Prior Transfer Doc0000058563
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 21, 2022
Property Address512 S 6TH AVE, ST CHARLES, IL 60174-2938
Document Number0000059603
Instrument DateNov 25, 2022
Instrument2022K059603
Transaction TypeTransfer
Record UpdatedDec 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 E MAIN ST # 6, 6, SAINT CHARLES, IL 60174-2202

Mortgage

Document Number0000059604
DateDec 21, 2022
Instrument2022K059604
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate6.37%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 3, 2017
Property Address512 S 6TH AVE, ST CHARLES, IL 60174-2938
Document Number0000057834
Instrument DateOct 31, 2017
Instrument57834
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyBAIRD AND WARNER TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address235 W VAN BUREN ST #3422 CHICAGO IL 606073941, 3422, CHICAGO, IL 60607-3941

Mortgage

Document Number57836
DateNov 3, 2017
Instrument57836
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 2, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,373.00 (+15.35%) Homeowner's exemption$141,653 (+8.53%) Land $28,008 Building $113,645$425,129 (+8.53%) Land $84,058 Building $341,071
2024$130,520 (+22.39%) Land $25,807 Building $104,713$391,717 (+22.44%) Land $77,452 Building $314,265
2022$8,126.00 (+4.17%) Homeowner's exemption$106,645 (+4.91%) Land $23,242 Building $83,403$319,935 (+4.91%) Land $69,726 Building $250,209
2021$7,801.00 Homeowner's exemption$101,654 Land $22,154 Building $79,500$304,962 Land $66,462 Building $238,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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