403 S 6th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 403 S 6th Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 1910
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Dec 2023)
Tax Bill	$6,858 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-213-004`

Property Details

APN / Parcel Number

Primary APN	`09-34-213-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,707 sqft Living Area
Basement Area	755 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1999
Architectural Style	Victorian
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 S 6TH AVE
City	SAINT CHARLES
State	IL
Zip	60174-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINARD, FERSON & HUNTS 1ST ADD - NLY 50 FT LOT 1 & 2 BLK 20
Legal Subdivision	MINARD FERSON&HUNTS 1ST ADD
Legal Block	20
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1056
Census Tract	852300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S 6TH AVE, SAINT CHARLES, IL 60174-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Oct 24, 2016
Deed Document Number	202343185
Prior Transfer Date	Aug 6, 2015
Prior Transfer Doc	0000045265
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 11, 2023
Property Address	403 S 6TH AVE, ST CHARLES, IL 60174-2935
Document Number	0000043185
Instrument Date	Dec 6, 2023
Instrument	2023K043185
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S 6TH AVE, SAINT CHARLES, IL 60174-2935

Mortgage

Document Number	0000043186
Date	Dec 11, 2023
Instrument	2023K043186

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,858.00 (+4.16%)	$97,791 (+8.53%) Land $28,008 Building $69,783	$293,490 (+8.53%) Land $84,058 Building $209,433
2024		$90,105 (+10.48%) Land $25,807 Building $64,298	$270,423 (+10.53%) Land $77,452 Building $192,971
2022	$6,584.00 (+5.28%)	$81,555 (+6.35%) Land $23,242 Building $58,313	$244,665 (+6.35%) Land $69,726 Building $174,939
2021	$6,254.00	$76,683 Land $21,099 Building $55,584	$230,049 Land $63,297 Building $166,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20