506 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 506 N Cherry St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details770 sqft · built 1877
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jul 2019)
Deeds & MortgagesJul 2019 Sale & Mortgage
Sep 2018 Mortgage
+ 2 more
APN04-30-0-215-010

Property Details

APN / Parcel Number

Primary APN04-30-0-215-010

Interior

Stories1 Story
Building Area770 sqft Living Area
Gross Area1,692 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area15,246 sqft (0.35 acres)
Garage Area52,000 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area644 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address506 N CHERRY ST
CityO FALLON
StateIL
Zip62269-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEYS ADD LOT/SEC-9 S 1/2 LOT 8 & ALL OF LOT 9 & N 1/2 OF LOT 10 A02617849
Legal SubdivisionSMILEYS ADD
Legal Lot Number8-10
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1019
Census Tract504354

Owner

Source: St. Clair County records · APN 04-30-0-215-010

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address506 N CHERRY ST, O FALLON, IL 62269-1120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2019Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITIONS CO LLC
Sep 20, 2018Deed of Trust, Mortgage · FHA Mortgage
PACIFIC UNION FIN'L
Jan 12, 2018Warranty Deed, Transfer · FHA Mortgage
CONGRESSIONAL BK
Jul 12, 2017Grant Deed, Construction Loan · Line of Credit
BANK OF O'FALLON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2019 · Amount on Record
Deed SaleJul 01, 2019 · Amount on Record
Prior SaleJan 12, 2018 · Amount on Record
Deed Document NumberA02617849
Record UpdatedJun 07, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 01, 2019
Property Address506 N CHERRY ST, O FALLON, IL 62269-1120
Document Number00A2617849
Instrument DateJun 20, 2019
Instrument2617849
Transaction TypeTransfer
Record UpdatedJul 15, 2019
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1507 FOSTER DR BELLEVILLE IL 622266408, BELLEVILLE, IL 62226-6408

Mortgage

Document NumberA2617850
DateJul 01, 2019
Instrument2617850
Lender
NameDAS ACQUISITIONS CO LLC
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2049
Interest
Rate TypeFixed Rate

Mortgage

Document NumberA2617851,
DateJul 01, 2019
Instrument2617851
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address506 N CHERRY ST, O FALLON, IL 62269-1120
Document Number00A2591414
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedOct 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 N CHERRY ST O FALLON IL 622691120, O FALLON, IL 62269-1120

Mortgage

Document Number00A2591414
DateSep 25, 2018
Instrument2591414
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJan 12, 2018
Property Address506 N CHERRY ST, O FALLON, IL 62269-1120
Document Number00A2564391
Instrument DateDec 26, 2017
Instrument2564391
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 N CHERRY ST O FALLON IL 622691120, O FALLON, IL 62269-1120

Mortgage

Document NumberA2564392
DateJan 12, 2018
Instrument2564392
Lender
NameCONGRESSIONAL BK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2048

July 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateJul 12, 2017
Property Address506 N CHERRY ST, O FALLON, IL 62269-1120
Document Number00A2543070
Instrument DateJun 20, 2017
Instrument2543070
Transaction TypeConstruction Loan
Record UpdatedNov 02, 2017
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$76.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 274 O FALLON IL 622690274, O FALLON, IL 62269-0274

Mortgage

Document NumberA2543071
DateJul 12, 2017
Instrument2543071
Lender
NameBANK OF O'FALLON
TypeBank
AddressOFALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 11, 2018
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$36,178 Land $7,123 Building $29,055$108,534 Land $21,369 Building $87,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Delta Communications, Verizon.

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemO FALLON
serves 46,603 people
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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