509 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 509 N Cherry St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details1,010 sqft · built 1897
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jul 2023)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jul 2023 Sale & Mortgage
+ 1 more
APN04-30-0-214-017

Property Details

APN / Parcel Number

Primary APN04-30-0-214-017

Interior

Stories1 Story
Building Area1,010 sqft Living Area
Gross Area2,420 sqft
Attic Area400 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area7,405 sqft (0.169 acres)
Garage Area252 sqft

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area10,000 sqft
FenceFence
Shed1 Shed
Shed Area28,000 sqft

Location & Zoning

Street Address509 N CHERRY ST
CityO FALLON
StateIL
Zip62269-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEYS ADD LOT/SEC-12 DOC A02500309
Legal SubdivisionSMILEYS ADD
Legal Lot Number12
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1018
Census Tract504354

Owner

Source: St. Clair County records · APN 04-30-0-214-017

Assessment roll updated January 1, 2022 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 N CHERRY ST, O FALLON, IL 62269-1121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2024Warranty Deed, Transfer · Conventional Mortgage
FCB BANKS
Jul 18, 2023Warranty Deed, Transfer · Commercial Mortgage
FCB BANKS
Jul 10, 2023Sheriff's Deed, Foreclosure
MADISON CNTY TITLE II LLC, MADISON COUNTY TITLE II LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleJul 18, 2023 · Amount on Record
Deed Document Number0A02786787
Last Transfer DateJan 09, 2024
Transfer Doc0A02802430
Record UpdatedJun 07, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJan 09, 2024
Property Address509 N CHERRY ST, O FALLON, IL 62269-1121
Document Number0A02802430
Map ReferenceMB L PG 22
Instrument DateJan 05, 2024
InstrumentA02802430
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address912 SAINT NICHOLAS DR, O FALLON, IL 62269-3172

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 N CHERRY ST, O FALLON, IL 62269-1121

Mortgage

Document Number0A02802431
DateJan 09, 2024
InstrumentA02802431
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Mortgage

Document Number0A02802432
DateJan 09, 2024
InstrumentA02802432
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueFeb 01, 2029

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 18, 2023
Property Address509 N CHERRY ST, O FALLON, IL 62269-1121
Document Number0A02786787
Map ReferencePL L PG 22
Instrument DateJul 17, 2023
InstrumentA02786787
Transaction TypeTransfer
Record UpdatedAug 04, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$75.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address912 SAINT NICHOLAS DR, O FALLON, IL 62269-3172

Mortgage

Document Number0A02786788
DateJul 18, 2023
InstrumentA02786788
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionST CLAIR IL
Recording DateJul 10, 2023
Property Address509 N CHERRY ST, O FALLON, IL 62269-1121
Document Number0A02785999
Map ReferenceMB L PG 22
Instrument DateJun 15, 2023
InstrumentA02785999
Transaction TypeForeclosure
Record UpdatedJul 31, 2023
Title CompanyMADISON CNTY TITLE II LLC, MADISON COUNTY TITLE II LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20B KETTLE RIVER DR STE 6, 6, GLEN CARBON, IL 62034-2806

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified February 2024

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2022$40,942 Land $3,689 Building $37,253$122,826 Land $11,067 Building $111,759

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Delta Communications, Verizon.

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemO FALLON
serves 46,603 people
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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