410 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 410 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,350 sqft · built 1922
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2023)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Jul 2023 Sale & Construction Loan
APN	`04-30-0-219-002`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-219-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	288 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	410 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGOLE ADD O FALLON LOT/SEC-8 A02787083
Legal Subdivision	BEGOLE ADD O FALLON
Legal Block	219
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1020
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2059 BOWLER RD, O FALLON, IL 62269-7008
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Feb 13, 2023
Deed Document Number	20232787083
Prior Transfer Date	Jan 17, 2023
Prior Transfer Doc	0002773573
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 20, 2023
Property Address	410 N CHERRY ST, O FALLON, IL 62269-1118
Document Number	0A02787083
Map Reference	MB M PG 32
Instrument Date	Jul 14, 2023
Instrument	A02787083
Transaction Type	Construction Loan
Record Updated	Aug 4, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2059 BOWLER RD, O FALLON, IL 62269-7008

Mortgage

Document Number	0A02787084
Date	Jul 20, 2023
Instrument	A02787084

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 14, 2024

Interest

Rate	7%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 (+8.41%)	$67,067 (+9.62%) Land $4,896 Building $62,171	$201,201 (+9.62%) Land $14,688 Building $186,513
2024	$4,459.00	$61,181 (+22.55%) Land $4,466 Building $56,715	$183,543 (+22.55%) Land $13,398 Building $170,145
2022		$49,922 Land $3,644 Building $46,278	$149,766 Land $10,932 Building $138,834

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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