506 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 506 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 2005
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jun 2026)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-001250`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001250`
Alternative APNs	`112526486251001250` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	60 sqft

Location & Zoning

Street Address	506 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 125
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	125
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2019
Census Tract	12412

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 PEQUOT RD, MASHPEE, MA 02649-2344
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 15, 2020	Warranty Deed, Transfer · Conventional with PMI UNITED NRTHN MTG BANKERS
Feb 9, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL MTG & FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2026140156
Deed Book / Page	14035 / 266
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 11, 2026
Property Address	506 KETTERING RD, DAVENPORT, FL 33897-7743
Document Number	0000140156
Book / Page	14035 / 266
Instrument Date	Jun 8, 2026
Instrument	2026140156
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,265.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PEQUOT RD, MASHPEE, MA 02649-2344

Mortgage

Document Number	0000140157,
Date	Jun 11, 2026
Instrument	2026140157

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2020
Property Address	506 KETTERING RD, DAVENPORT, FL 33897-7743
Document Number	0114970661
Book / Page	011497 / 000661
Instrument Date	Dec 14, 2020
Instrument	271368
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1083 SHERIDAN AVE #D ELIZABETH NJ 072083063, D, ELIZABETH, NJ 07208-3063

Mortgage

Document Number	114970663
Date	Dec 15, 2020
Book Page	011497/000663
Instrument	271369

Lender

Name	UNITED NRTHN MTG BANKERS
Type	Mortgage Company
Address	LEVITTOWN, NY 11756

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 9, 2017
Property Address	506 KETTERING RD, DAVENPORT, FL 33897-7743
Document Number	0100610249
Book / Page	010061 / 000249
Instrument Date	Feb 6, 2017
Instrument	26228
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4011 LONGBOW DR CLERMONT FL 347115471, CLERMONT, FL 34711-5471

Mortgage

Document Number	100610251
Date	Feb 9, 2017
Book Page	010061/000251
Instrument	26229

Lender

Name	UNIVERSAL MTG & FIN
Type	Mortgage Company
Address	3158 BRAVERTON ST # 204, EDGEWATER, MD 21037-2672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,954 (-5.17%) Land $74,000 Building $218,954	$292,954 (-5.27%) Land $74,000 Building $218,954
2025	$3,995.00 (-0.84%)	$308,922 (-3.84%)	$309,236 (-3.74%) Land $74,000 Building $235,236
2023	$4,029.00 (+9.04%)	$321,256 (+11.49%) Land $72,000 Building $249,256	$321,256 (+11.49%) Land $72,000 Building $249,256
2022	$3,695.00	$288,142 Land $60,000 Building $228,142	$288,142 Land $60,000 Building $228,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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