1. Home
  2. Florida
  3. Davenport
  4. Kettering Rd

445 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 445 Kettering Rd, Davenport, FL 33897 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,571 sqft · built 2005
Lot Size0.191 acres (8,311 sqft)
OwnerCompany Name on File
Last Sale$420,000 (May 2022)
Tax Bill$4,256 (2025)
Deeds & MortgagesJan 2026 Transfer
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN26-25-11-486251-002240

Property Details

APN / Parcel Number

Primary APN26-25-11-486251-002240
Alternative APNs
  • 112526486251002240
  • 12526000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,571 sqft Living Area
Gross Area3,012 sqft
1st Floor Area1,226 sqft
Upper Floors Area1,345 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area8,311 sqft (0.191 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area50 sqft

Location & Zoning

Street Address445 KETTERING RD
CityDAVENPORT
StateFL
Zip33897-7742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 224
Legal Range26E
Legal Township25S
Legal Section11
Legal SubdivisionLEGACY PARK - PHASE TWO
Legal Phase2
Legal Tract486251
Legal Block2
Legal Lot Number224
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2009
Census Tract12412

Owner

Source: Polk County records · APN 26-25-11-486251-002240

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address311 GARFIELD AVE, ENDICOTT, NY 13760-5457
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2022 · Amount on Record
Deed SaleMay 03, 2022 · Amount on Record
Prior SaleNov 21, 2005 · Amount on Record
Deed Document Number2022119049
Deed Book / Page12234 / 2234
Last Transfer DateJan 05, 2026
Transfer Doc0000005737
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 09, 2026
Property Address445 KETTERING RD, DAVENPORT, FL 33897-7742
Document Number0000005737
Book / Page13839 / 895
Map ReferenceMB 127 PG 16-18
Instrument DateJan 05, 2026
Instrument2026005737
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address96 DAUGHERTY RD, ENDICOTT, NY 13760-6244

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 GARFIELD AVE, ENDICOTT, NY 13760-5457

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address445 KETTERING RD, DAVENPORT, FL 33897-7742
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanyEQUITABLE TITLE/CELEBRATION, EQUITA8LE TTL OF CELEBRATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 DAUGHERTY RD, ENDICOTT, NY 13760-6244

Mortgage

Document Number0000119050
DateMay 03, 2022
Book Page12234/2236
Instrument2022119050
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,256.00 (-11.3%)$329,232 (-3.48%) Land $74,000 Building $255,232$329,232 (-3.48%) Land $74,000 Building $255,232
2023$4,798.00 (+27.2%)$341,106 (+21.5%) Land $72,000 Building $269,106$341,106 (+21.5%) Land $72,000 Building $269,106
2022$3,772.00$280,747 Land $60,000 Building $220,747$280,747 Land $60,000 Building $220,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 35

May also be available at this address: Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Kettering Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures