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435 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 435 Kettering Rd, Davenport, FL 33897

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,960 sqft · built 2005
Lot Size0.164 acres (7,144 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Aug 2022)
Tax Bill$3,925 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-25-11-486251-002230

Property Details

APN / Parcel Number

Primary APN26-25-11-486251-002230
Alternative APNs
  • 112526486251002230
  • 12526000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area2,340 sqft
1st Floor Area1,960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,144 sqft (0.164 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area380 sqft
PorchFinished/Open Porch
Porch Area60 sqft

Location & Zoning

Street Address435 KETTERING RD
CityDAVENPORT
StateFL
Zip33897-7742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 223
Legal Range26E
Legal Township25S
Legal Section11
Legal SubdivisionLEGACY PARK - PHASE TWO
Legal Phase2
Legal Tract486251
Legal Block2
Legal Lot Number223
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2009
Census Tract12412

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address435 KETTERING RD, DAVENPORT, FL 33897-7742
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on Record
Deed SaleAug 5, 2022 · Amount on Record
Prior SaleMar 22, 2011 · Amount on Record
Deed Document Number2022214113
Deed Book / Page12369 / 2032
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 5, 2022
Property Address435 KETTERING RD, DAVENPORT, FL 33897-7742
Document Number0000214113
Book / Page12369 / 2032
Map ReferenceMB 127 PG 16
Instrument DateJul 29, 2022
Instrument2022214113
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,926.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20599 WARDELL RD, 20599, SARATOGA, CA 95070-3716

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 KETTERING RD, DAVENPORT, FL 33897-7742

Mortgage

Document Number0123692034
DateAug 5, 2022
Instrument12369/2034
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,925.00 (-9.6%)$303,636 (-3.81%) Land $74,000 Building $229,636$303,636 (-3.81%) Land $74,000 Building $229,636
2024$4,342.00 (-2.73%)
2023$4,464.00 (+27.29%)$315,656 (+16.21%) Land $72,000 Building $243,656$315,656 (+16.21%) Land $72,000 Building $243,656
2022$3,507.00$271,636 Land $60,000 Building $211,636$271,636 Land $60,000 Building $211,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST
serves 60,557 people · EPA ID FL6530617
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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