506 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 506 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 920 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2023)
Tax Bill	$1,507 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-16-046-049`

Property Details

APN / Parcel Number

Primary APN	`03-16-046-049`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Base Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	506 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 8 EDA A AUSTIN 3863/91 3418/161 933/200
Legal Subdivision	EDA A AUSTINS SUBDIVISION
Legal Block	8
Legal Lot Number	7
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2023
Census Tract	950600

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 E GROVE AVE, EFFINGHAM, IL 62401-3838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Oct 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20231955
Deed Book / Page	3863 / 91
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	3418/161
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 13, 2023
Property Address	506 E GROVE AVE, EFFINGHAM, IL 62401-3838
Document Number	0003863/91
Book / Page	3863 / 91
Map Reference	MB 2 PG 3
Instrument Date	Jun 9, 2023
Instrument	202323001955
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E GROVE AVE, EFFINGHAM, IL 62401-3838

Mortgage

Document Number	202323001956
Date	Jun 13, 2023
Instrument	202323001956

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 1, 2018
Property Address	506 E GROVE AVE, EFFINGHAM, IL 62401-3838
Document Number	3418/161
Book / Page	3418 / 161
Map Reference	MB 2 PG 3
Instrument Date	Sep 28, 2018
Instrument	201801804088
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9412 E NORTH SHORE DR, EFFINGHAM, IL 62401-7624

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,507.00 (+560.96%)	$28,320 (+19.85%) Land $8,710 Building $19,610	$84,960 (+19.85%) Land $26,130 Building $58,830
2022	$228.00	$23,630 Land $7,270 Building $16,360	$70,890 Land $21,810 Building $49,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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