301 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 301 E Grove Ave, Effingham, IL 62401 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 1,388 sqft · built 1981
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Tax Bill$5,474 (2024)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-051-027

Property Details

APN / Parcel Number

Primary APN03-16-051-027

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,388 sqft Base Area
1st Floor Area1,388 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeMasonry / Concrete Block
Lot Area18,731 sqft (0.43 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address301 E GROVE AVE
CityEFFINGHAM
StateIL
Zip62401-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 DAVIS SUB OF LOT 1 REICHHELM WOOD SUB BLK 2 3744/62 1192/297 589/205
Legal SubdivisionDAVIS SUBDIVISION
Legal Block2
Legal Lot Number2-1
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group3
Census Block3003
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-051-027

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address301 E GROVE AVE, EFFINGHAM, IL 62401-3837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
DIETERICH BANK NA
Dec 02, 2021Special Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address301 E GROVE AVE, EFFINGHAM, IL 62401-3837
Transaction TypeMortgage
Record UpdatedJan 24, 2022
Title CompanyACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003744/80
DateDec 02, 2021
Book Page3744/80
Instrument202121005910
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2036

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 02, 2021
Property Address301 E GROVE AVE, EFFINGHAM, IL 62401-3837
Document Number0003744/62
Book / Page3744 / 62
Instrument DateNov 24, 2021
Instrument202121005908
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address301 E GROVE AVE, EFFINGHAM, IL 62401-3837

Mortgage

Document Number202121005909
DateDec 02, 2021
Instrument202121005909
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$5,474.00$87,040 (+19.91%) Land $18,670 Building $68,370$261,120 (+19.91%) Land $56,010 Building $205,110
2022Homeowner's exemption$72,590 Land $15,570 Building $57,020$217,770 Land $46,710 Building $171,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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