508 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 508 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,250 sqft · built 1955
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2022)
Tax Bill	$365 (2022)
Deeds & Mortgages	Apr 2022 Sale Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-16-046-048`

Property Details

APN / Parcel Number

Primary APN	`03-16-046-048`

Interior

Stories	1 Story
Building Area	1,250 sqft Base Area

Exterior

Year Built	Built 1955
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	508 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 8 EDA A AUSTIN SUB 3773/308 3769/333 2605/159 331/40
Legal Subdivision	EDA A AUSTIN SUBDIVISION
Legal Block	8
Legal Lot Number	8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2023
Census Tract	950600

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 E GROVE AVE, EFFINGHAM, IL 62401-3838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Mar 15, 2010
Deed Document Number	202222001425
Deed Book / Page	3773 / 308
Record Updated	Jun 7, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 6, 2022
Property Address	508 E GROVE AVE, EFFINGHAM, IL 62401-3838
Document Number	003773/308
Book / Page	3773 / 308
Map Reference	MB 2 PG 3
Instrument Date	Apr 4, 2022
Instrument	202222001425
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 W MADISON ST, 203, SHUMWAY, IL 62461-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E GROVE AVE, EFFINGHAM, IL 62401-3838

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	508 E GROVE AVE, EFFINGHAM, IL 62401-3838
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003754/45
Date	Jan 10, 2022
Book Page	3754/45
Instrument	202222000153

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$365.00 Homeowner's exemption Senior Citizen's exemption	$20,160 Land $7,270 Building $12,890	$60,480 Land $21,810 Building $38,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Consolidated Communications DSL	500 / 75
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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