510 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 510 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 1949
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Apr 2020)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2018 Mortgage
APN	`04-29-0-118-017`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-118-017`

Interior

Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,040 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Garage Area	48,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	24,000 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	510 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 4TH ADD TO O FALLON LOT/SEC-61 DOC A02648615
Legal Subdivision	PENNS
Legal Lot Number	61
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2029
Census Tract	504351

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 E ADAMS ST, O FALLON, IL 62269-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Warranty Deed, Transfer · Conventional with PMI SCOTT CU
Jan 8, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	A02648613
Record Updated	Jun 7, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 20, 2020
Property Address	510 E ADAMS ST, O FALLON, IL 62269-1501
Document Number	00A2648615
Instrument Date	Apr 17, 2020
Instrument	2648615
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1337 ENGLE CREEK DR O FALLON IL 622696765, O FALLON, IL 62269-6765

Mortgage

Document Number	A2648616
Date	Apr 20, 2020
Instrument	2648616

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	510 E ADAMS ST, O FALLON, IL 62269-1501
Document Number	00A2564927
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E ADAMS ST O FALLON IL 622691501, O FALLON, IL 62269-1501

Mortgage

Document Number	00A2564927
Date	Jan 18, 2018
Instrument	2564927

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$31,473 Land $3,821 Building $27,652	$94,419 Land $11,463 Building $82,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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