506 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 506 Cole Ranch Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,179 sqft · built 1982
Lot Size	0.487 acres (21,195 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jul 1997)
Tax Bill	$8,868 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-021-58-00`

Property Details

APN / Parcel Number

Primary APN	`265-021-58-00`
Alternative APN	`2650215500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,179 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Lot Area	21,195 sqft (0.487 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2650215500
Street Address	506 COLE RANCH RD
City	ENCINITAS
State	CA
Zip	92024-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BLK 42 LOTS 73 THRU 77 TR 000287
Legal Subdivision	OLIVENHAIN COLONY
Legal Tract	000287
Legal Block	42
Legal Lot Number	73-77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	17111

Owner

506 Cole Ranch Rd is owned and occupied by an individual who acquired it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	506 COLE RANCH RD, ENCINITAS, CA 92024-6519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Intrafamily Transfer, Transfer
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1997 · Amount on File
Deed Sale	Jul 1, 1997 · Amount on File
Prior Sale	May 1, 1996
Deed Document Number	1997311001
Last Transfer Date	Apr 14, 2022
Transfer Doc	0000173425
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2022
Property Address	506 COLE RANCH RD, ENCINITAS, CA 92024-6519
Document Number	0000173425
Map Reference	MAP 287
Instrument Date	Apr 14, 2022
Instrument	2022-0173425
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 COLE RANCH RD, ENCINITAS, CA 92024-6519

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2022
Property Address	506 COLE RANCH RD, ENCINITAS, CA 92024-6519
Document Number	0000150844
Map Reference	MAP 287
Instrument Date	Apr 1, 2022
Instrument	2022-0150844
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	506 COLE RANCH RD, ENCINITAS, CA 92024-6519

Mortgage

Document Number	0000150845
Date	Apr 6, 2022
Instrument	2022-0150845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 506 Cole Ranch Rd was $8,868 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,609 (+2%) Land $407,164 Building $366,445
2025	$8,868.00 Homeowner's exemption	$758,441 Land $399,181 Building $359,260
2023	$8,266.00 (+0.89%) Homeowner's exemption	$728,991 Land $383,681 Building $345,310
2022	$8,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 506 Cole Ranch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Cole Ranch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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