San Diego County property record for 540 Cole Ranch Rd, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,821 sqft · built 1968 |
| Lot Size | 0.318 acres (13,873 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,395,000 (Mar 2025) |
| Tax Bill | $14,396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-021-48-00 |
| Primary APN | 265-021-48-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,821 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 13,873 sqft (0.318 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 540 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | BLK 42 LOTS 83 THRU 85 ST CLSD& TR 000287 |
| Legal Subdivision | OLIVENHAIN COLONY |
| Legal Tract | 000287 |
| Legal Block | 42 |
| Legal Lot Number | 83-85 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 17111 |
540 Cole Ranch Rd is owned by a company that bought it in March 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 540 COLE RANCH RD, ENCINITAS, CA 92024-6519 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on File |
| Deed Sale | Mar 5, 2025 · Amount on File |
| Prior Sale | Feb 7, 2008 · Amount on File |
| Deed Document Number | 202555603 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 540 Cole Ranch Rd was $14,396.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,442,900 (+93.52%) Land $1,836,000 Building $606,900 | |
| 2025 | $14,396.00 | $1,262,360 Land $814,376 Building $447,984 |
| 2023 | $13,490.00 (-1.9%) Homeowner's exemption | $1,213,342 Land $782,753 Building $430,589 |
| 2022 | $13,751.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 Cole Ranch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Cole Ranch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.
5G (outdoors only) and 4G LTE
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