San Diego County property record for 464 Cole Ranch Rd, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,158 sqft · built 1950 |
| Lot Size | 0.192 acres (8,349 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,217 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-022-16-00 |
| Primary APN | 265-022-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,158 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 8,349 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 464 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | BLK 36 LOTS 139 & 140 TR 000287 |
| Legal Subdivision | OLIVENHAIN COLONY |
| Legal Tract | 000287 |
| Legal Block | 36 |
| Legal Lot Number | 139,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 17111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2709 UNICORNIO ST, CARLSBAD, CA 92009-5336 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Dec 18, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 19, 2025 | Intrafamily Transfer, Transfer CHICAGO TITLE SW, CHICAGO TITLE SD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 25, 2011 |
| Transfer Doc | 0000045748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 18, 2025 |
| Property Address | 464 COLE RANCH RD, ENCINITAS, CA 92024-6517 |
| Document Number | 0000357581 |
| Map Reference | MAP 287 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025-0357581 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2709 UNICORNIO ST, CARLSBAD, CA 92009-5336 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 18, 2025 |
| Property Address | 464 COLE RANCH RD, ENCINITAS, CA 92024-6517 |
| Document Number | 0000357582 |
| Map Reference | MAP 287 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025-0357582 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | CHICAGO TITLE SW, CHICAGO TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 464 COLE RANCH RD, ENCINITAS, CA 92024-6517 |
| Document Number | 0000357583 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025-0357583 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2025 |
| Property Address | 464 COLE RANCH RD, ENCINITAS, CA 92024-6517 |
| Document Number | 0000357838 |
| Map Reference | MAP 287 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025-0357838 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | CHICAGO TITLE SW, CHICAGO TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2709 UNICORNIO ST, CARLSBAD, CA 92009-5336 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $200,282 (+2%) Land $35,075 Building $165,207 | |
| 2025 | $2,217.00 (+6.08%) | $196,356 (+4.04%) Land $34,388 Building $161,968 |
| 2023 | $2,090.00 (+2.05%) | $188,733 Land $33,053 Building $155,680 |
| 2022 | $2,048.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures