506 Chalmers St, Geneva, IL 60134 Property Records

Kane County property record for 506 Chalmers St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,269 sqft · built 1994
Lot Size	0.257 acres (11,216 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 1999)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-11-128-074`

Property Details

APN / Parcel Number

Primary APN	`12-11-128-074`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,269 sqft
Basement Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	11,216 sqft (0.257 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	506 CHALMERS ST
City	GENEVA
State	IL
Zip	60134-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ARBOR GLEN
Legal Subdivision	ARBOR GLEN 01
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3014
Census Tract	852500

Owner

506 Chalmers St is owned and occupied by two individuals who bought it in August 1999.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 CHALMERS ST, GENEVA, IL 60134-2863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 15, 2017	Loan Modification, Mortgage · Conventional Mortgage HEARTLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1999 · Amount on File
Deed Sale	Aug 4, 1999 · Amount on File
Prior Sale	Oct 13, 1994 · Amount on File
Deed Document Number	199976207
Prior Transfer Date	Apr 17, 1995
Prior Transfer Doc	0000021034
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	506 CHALMERS ST, GENEVA, IL 60134-2863
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091745
Date	Dec 9, 2021
Instrument	2021K091745

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	4.75%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	506 CHALMERS ST, GENEVA, IL 60134-2863
Document Number	0000063773
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	506 CHALMERS ST GENEVA IL 601342863, GENEVA, IL 60134-2863

Mortgage

Document Number	0000063773
Date	Dec 7, 2017
Instrument	63773

Lender

Name	HEARTLAND BK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 6, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 506 Chalmers St was $5,848 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,848.00 Homeowner's exemption	$105,245 (+28.35%) Land $34,678 Building $70,567	$315,861 (+28.35%) Land $104,076 Building $211,786
2024		$82,000 Land $31,961 Building $50,039	$246,098 Land $95,921 Building $150,177
2022	$5,720.00 (+3.17%) Homeowner's exemption	$74,511 (+3.86%) Land $26,998 Building $47,513	$223,533 (+3.86%) Land $80,994 Building $142,539
2021	$5,544.00 Homeowner's exemption	$71,742 Land $25,995 Building $45,747	$215,226 Land $77,985 Building $137,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 506 Chalmers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Chalmers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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