420 Chalmers St, Geneva, IL 60134 Property Records

Kane County property record for 420 Chalmers St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$173,000 (Mar 2016)
Tax Bill$12,012 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-11-127-019

Property Details

APN / Parcel Number

Primary APN12-11-127-019

Location & Zoning

Street Address420 CHALMERS ST
CityGENEVA
StateIL
Zip60134-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNELSONS, JOHN, ADDITION PT LTS 7 AND 8 AS DESCRIBED IN TAX PAYERS REQUEST 2017DIV365 (EX PT FOR RR ROW DESC IN DOC 2019K027447)
Legal SubdivisionNELSONS JOHN ADDN
Legal Block3
Legal Lot Number7,8
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3014
Census Tract852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address420 CHALMERS ST, GENEVA, IL 60134-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2016 · Amount on Record
Deed SaleMar 9, 2016 · Amount on Record
Deed Document Number201611132
Prior Transfer DateSep 15, 2015
Prior Transfer Doc0000051436
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 7, 2022
Property Address420 CHALMERS ST, GENEVA, IL 60134-2807
Document Number0000057912
Instrument DateNov 29, 2022
Instrument2022K057912
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 SAU LUIS CT, NAPERVILLE, IL 60565-5330
InvestorPossibly a Property Investor

Mortgage

Document Number0000057913
DateDec 7, 2022
Instrument2022K057913
Lender
NameAMERICAN COMMERCE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,012.00 (+5.83%) Homeowner's exemption Senior Citizen's exemption$182,315 (+8.5%) Land $43,345 Building $138,970$547,164 (+8.5%) Land $130,087 Building $417,077
2024$168,032 (+18.38%) Land $39,949 Building $128,083$504,298 (+18.43%) Land $119,895 Building $384,403
2022$11,350.00 (+2.99%) Homeowner's exemption$141,941 (+3.86%) Land $33,746 Building $108,195$425,823 (+3.86%) Land $101,238 Building $324,585
2021$11,020.00 Homeowner's exemption$136,666 Land $32,492 Building $104,174$409,998 Land $97,476 Building $312,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Chalmers St

Nearby Streets

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